Trade Transaction : SMBC Indonesia

Trade

PT Bank SMBC Indonesia Tbk (SMBCI) has deep expertise in delivering and executing trade finance deals and services across the world through our global network. With a specialisation in bespoke financing structures, our experienced professionals help our clients achieve their liquidity needs, mitigate risk and meet financial goals. At SMBCI, we are continuously creating new and innovative ways to serve our clients.

Trade Finance

Take advantage of our trade finance solutions to better manage your working capital. With our international expertise, we tailor our solutions based on your business needs.

Trust Receipt Loan

Use your Import LC to leverage your working capital with our short-term financing to pay off your import obligation.

Export Bills Negotiation / Discounting

Improve your cash flow when we discount your export bills under LC or Documentary Collection at pre or post-acceptance.

Forfaiting LC/SKBDN

Improve your cash flow and eliminate payment risks when we discount your LC or SKBDN without recourse.

Account Receivable & Payable Financing

Improve your cash flow by letting us finance your payables or purchases your invoices with/without recourse.

Trade Service

Gain control over your trades with our import and export trade services to manage your risks in international trades.

Bank Guarantee/SBLC

A guarantee issued by the Bank (Guarantor) on the request of the customer (Guaranteed) to guarantee the beneficiary. Give your counterparty the assurance needed with our Standby Letter of Credit / Bank Guarantee.

LC Issuance (Sight, Usance, UPAS/UPAU)

An unconditional undertaking given by a Bank at the request of a seller or buyer to ensure payment and delivery of goods comply with stipulated document(s)

Export Confirmation

Hedge your risks on export proceeds by letting us confirm your export LCs and get paid upon maturity.

Shipping Guarantee

Collect your goods before the Bill of Lading arrived using our Shipping Guarantee for your agent or shipping company.

Avalization

Additional guarantees from the Bank regarding documentary collection payments, if the exporter is failing to pay at the specified time.

Import Documentary Collection

Save time and cost when you collect your import document held by the bank against payment or acceptance to obtain imported goods at the port of discharge.

Export Documentary Collection

Assure your export proceeds or acceptance by letting the bank convey your export document(s) and get paid by importer upon the release of the document(s).

Trade Finance Forms

Irrevocable Letter of Credit Issuance Application

Application of LC/SKBDN Amendment

Application for Export Bills (Under Letter of Credit)

Application for Purchase or Collection of Export Bills (Without Letter of Credit)

Application for Transfer of Letter of Credit

Agreement for Shipping Guarantee

Application of Bank Guarantee

Bank Guarantee Amendment Application Form

Application of Avalization

Promissory Notes

Risk assessment in international trade plays an important role before deciding method(s) of payment to be used for the settlement between buyer and seller. All parties involved may encounter the following risks:

Country Risk, includes stability of political system and financial factor include the financial standing of the country, economic policy, etc.
Foreign Exchange Risk, in international trade, the longer the period of time took the higher risk towards foreign exchange. Once the exchange rate of settlement currency increases, the buyer (importer) has to pay more than the projected or anticipated amount.
Issuing Bank Risk, the risk when the Issuing Bank fail to settle its liabilities for the LC or Guarantee issued.
Buyer’s Insolvency Risk, for non-LC or Guarantee, the seller (exporter) is exposed to an insolvency risk where the buyer (importer) failed to pay the goods shipped.
Seller’s Performance Risk, seller (exporter) failed to provide the goods as per contract between buyer (importer) and the seller (exporter).
Documentation Risk, the bank will only deal with the document, the bank will not be liable for any failure in fulfilling documentation requirements or condition of the goods.

Product Information & Charges

For further inquiries and details, please contact your Relationship Manager (RM) or our TBSD staff(s). We will be glad to support and assist you.

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all SMBC Indonesia customers to grow and make a more meaningful life through our products and activities.

Erna Zurnimawati

"While being a customer of Bank SMBC Indonesia, I have been guided by the Daya team, starting from exhibitions, coaching, and many online and offline training sessions. I have also received orders from SMBC Indonesia itself"

Siti Rochanah

"I am able to manage my business finances and its online store as taught by Daya, and am often invited to participate in various exhibitions. The pinnacle of my achievement was being introduced to President Joko Widodo at an exhibition held by SMBC Indonesia, and my product, Iwaknyuzz, received an appreciation from him"

Adam Abdullah

"Through the Daya program, we also received capital support that helped us increase production capacity even further, through an easy and non-burdensome capital scheme. This business easily obtains adequate and measurable capital according to the capacity and ability of the business. We are grateful that WGB is now a market leader in the plus-size men's retail clothing business"

Agnes Sukenty Niken

“After receiving personalized coaching for 6 months from Daya SMBC Indonesia, starting from creating a business plan, ensuring the supply chain of raw materials, and scaling up the business itself. It turns out that running this business involves so many things that I had not previously thought. As of now, Ing Pawon's products are available in various modern retail outlets from Papua to Sumatra ”