Business Segments : SMBC Indonesia

HOME
About Us
Business Segments

Business Segments

Established in 1958 in Bandung, Bank BTPN (nowaday SMBC Indonesia) continuously create business transformation. Managed to face all kinds of economic challenges in various era, SMBC Indonesia understands that innovation is not the main ammunition, but merely a tool to survive and grow.

SMBC Indonesia's innovations gave birth to various line of business aimed to empower Indonesian citizens. Our concern to the lives of millions of Indonesian is shown through many kinds of banking products in our line of business.

Focusing on serving and empowering mass market segment; pensioners, micro, small, and medium entrepreneurs, and productive, pre-prosperous communities, SMBC Indonesia keeps innovating to give Indonesian citizens a chance to grow and to live a better life.

Those business focuses are supported by SMBC Indonesia's segments:

Sinaya

Funding unit business offering safety, prime, private services, and optimum returns from premium products.

FIND OUT MORE

SMBC Senior

We appreciate the dedication and hard work of every customer in their service period. Our appreciation is shown through our banking services specially designed based on the needs of the pensioners.

FIND OUT MORE

SMBC Mikro

Since 2008, SMBC Mikro has supported Indonesian micro entrepreneurs to be successful. Not only through loan products, we also support them by giving them trainings to improve their capacity to develop their business.

FIND OUT MORE

SMBC Business Banking

We empower the small and medium entrepreneurs through working capital loan products. With SMBC Business Banking, we invite you to grow and improve with the access to premium banking services and other supporting business services.

FIND OUT MORE

Jenius

A mobile application designed and developed to help the digital savvy citizens in managing their life finance in an easier, smarter, and safer way through their Android or iOS-based smartphone.

FIND OUT MORE

SMBC Wholesale Banking

The evolution of Wholesale Banking products and services is driven by the ever-changing needs of companies across the globe in every industry sector. Wholesale Banking takes market-leading positions and has been consistently recognised in the banking industry for providing outstanding financial services.

FIND OUT MORE

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all SMBC Indonesia customers to grow and make a more meaningful life through our products and activities.

Erna Zurnimawati

"While being a customer of Bank SMBC Indonesia, I have been guided by the Daya team, starting from exhibitions, coaching, and many online and offline training sessions. I have also received orders from SMBC Indonesia itself"

Siti Rochanah

"I am able to manage my business finances and its online store as taught by Daya, and am often invited to participate in various exhibitions. The pinnacle of my achievement was being introduced to President Joko Widodo at an exhibition held by SMBC Indonesia, and my product, Iwaknyuzz, received an appreciation from him"

Adam Abdullah

"Through the Daya program, we also received capital support that helped us increase production capacity even further, through an easy and non-burdensome capital scheme. This business easily obtains adequate and measurable capital according to the capacity and ability of the business. We are grateful that WGB is now a market leader in the plus-size men's retail clothing business"

Agnes Sukenty Niken

“After receiving personalized coaching for 6 months from Daya SMBC Indonesia, starting from creating a business plan, ensuring the supply chain of raw materials, and scaling up the business itself. It turns out that running this business involves so many things that I had not previously thought. As of now, Ing Pawon's products are available in various modern retail outlets from Papua to Sumatra ”