DAYA PILLARS

Personal Financial Health

Indonesia's financial literacy index, based on the 2022 National Survey of Financial Literacy and Inclusion, stands at 49.68%. SMBC Indonesia supports the government's efforts to further enhance the financial literacy of the Indonesian population.

Therefore, SMBC Indonesia has established a financial literacy program aimed at empowering participants to:

1. Select and utilize financial products and services that meet their needs.
2. Improve their financial planning abilities.
3. Avoid engaging in investments involving unclear financial instruments.

The financial literacy program is conducted through face-to-face meetings, online seminars/trainings, and the daya.id website. It targets a wide audience, including high school students, employees, and prospective retirees. Topics covered include Proper Savings Techniques, Salary Management Strategies, Debt Management Techniques, Understanding Types of Investments and Their Risks, and more.

By 2023 the Financial Literacy seminar/training program had been attended by 6,251 participants, online learning through infographics had been accessed by 5,038 people, while through social media 2,396,290 visitors.