Guardia Optima : SMBC Indonesia

Guardia Optima

Discover the simple steps of paying a one-time premium for protection and long-term investment development potential that will give you more peace of mind in planning your future finances.

100% premium allocation as Investment Fund⁽¹⁾ for potential Investment Value.
Using one price in buying and selling Units.
Policy received guarantee up to Sum Assured IDR 1,000,000,000/USD 80,000 per Insured per Guardia Optima Policy^(2).
Optimal investment opportunities in Indonesia, Asia Pacific & global markets.

(1) Investment Fund to purchase Units according to the percentage of premium allocation on investment based on the Policy and according to the choice of Sub-funds.

(2) In accordance with the applicable product terms and conditions.

Guardia Optima E-Brochure

Guardia Prima

Find protection solutions along with the potential for developing long-term investment assets so that your financial plans in the future remain protected from various life risks.

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Guardia Pasti

As a solution for death and critical illness insurance protection so that future financial conditions are always guaranteed.

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Guardia Ultima

A solution from life insurance product The New Unit Link with efficient protection for optimal investment potential during your future financial planning.

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