PINJAMAN : SMBC Indonesia

Loan

KREDIT PEGAWAI

Kredit Pegawai is loan facility designed for active employees of an Institution/Business Entity/Corporation.

KREDIT KARYAWAN

It is a credit facility which is specially designed for full time employees in business entities and companies which have a partnership with Bank SMBCI.

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KREDIT LINTAS MANFAAT

Kredit Pegawai Lintas Manfaat offers you a never-ending, continuous benefits. This product is a loan facility designed for employees entering their retirement period within 60 months.

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KREDIT PENSIUN SEJAHTERA

Kredit Pensiun Sejahtera is credit facility designed for pensioners.

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KREDIT PENSIUN SEJAHTERA PLUS

Kredit Pensiun Sejahtera Plus is a credit facility for employees who will enter retirement within a maximum of 6 months.

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KREDIT PENSIUN SEJAHTERA 36

Kredit Pensiun Sejahtera 36 is a credit facility intended for employees entering a maximum of 36 months into retirement.

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MAXI MICRO

Financing services for the micro segment with products that use collateral (Collateral Product - Secured Product)

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DIGITAL MICRO

Financing services in the community with products tailored to the needs that will be used to support businesses / activities (Non Collateral Product - Un-secured Product)

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KREDIT USAHA RAKYAT (KUR)

Credit/financing of working capital and/or investment to individual/individual debtors, business entities and/or business groups that productive.

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Term Loan

A loan product which is aimed at customers who need permanent, seasonal or contract-based working loans

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OVERDRAFT FACILITY

This loan product gives easiness and flexibility for our customers to manage their cash flow.

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TERM INSTALLMENT LOAN

The medium- or long-term installment loan which is aimed at supporting customers’ business expansion.

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WORKING CAPITAL LOAN

We understand that covering the gaps in working capital to meet your cash flow requirement is essential for your business. At SMBCI WHOLESALE, we provides loan facilities in IDR, USD and JPY for corporate customers such as short-term financing and export-import related loan to support your day-to-day operational expenditure at competitive interest rates.

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INVESTMENT LOAN

Longer financing terms increase flexibility in maneuvering your capital expenditure cost, yet, minimize the immediate impact on operational cash flow.

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SYNDICATION

We offer one of the most efficient, competitive and relationship driven global network in the world.

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PROJECT FINANCE

Together with SMBC, we are recognized as a leader in project finance in the Asia Pacific region, with a depth of experience across a wide range of products and dedicated professionals staffed in locations across Southeast Asia, India, China, East Asia and Australia.

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ECA FINANCING

We provide short to long term financing to clients in conjunction with accredited countries’ Export Credit Agencies (ECA), Global ECA, and Multilateral platform with on the ground presence of dedicated specialists managing relationships internationally.

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Sustainable Finance

As one of the pioneering banks to adopt global, regional, and national ESG-related initiatives, SMBC Group has the experience and expertise to actively assist clients with Environmental, Social, and Governance (ESG).

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PINJAMAN : SMBC Indonesia

Loan

KREDIT PEGAWAI

KREDIT KARYAWAN

KREDIT LINTAS MANFAAT

KREDIT PENSIUN SEJAHTERA

KREDIT PENSIUN SEJAHTERA PLUS

KREDIT PENSIUN SEJAHTERA 36

MAXI MICRO

DIGITAL MICRO

KREDIT USAHA RAKYAT (KUR)

Term Loan

OVERDRAFT FACILITY

TERM INSTALLMENT LOAN

WORKING CAPITAL LOAN

INVESTMENT LOAN

SYNDICATION

PROJECT FINANCE

ECA FINANCING

Sustainable Finance

SMBC Indonesia E-Banking & Banking Apps

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