Kredit Pegawai : SMBC Indonesia

Kredit Pegawai (Active Employee Loan)

It is a credit facility which is specially designed for active employees in institutions/business entities, companies.

This product offers payment installment period of up to 120 months with a maximum credit of Rp 300 million and easy payment process.

  • Installment
    • Installment is automatically taken from monthly salary
  • Easy & Quick*
    • Easy procedure
    • Customers will immediately receive the fund as soon as the documents and credit requirement are declared complete by the bank.
  • Flexible
    • Maximum loan up to Rp 300 million
    • Maximum installment period of 10 years
    • Top Up and Take Over from other bank facilities are available
  • Protection for inheritors
    The credit facility is insured and therefore when the debtor passes away, the inheritors can pay the remaining loans

 

*In accordance with the bank’s terms and conditions

 

For more information about the product, please click here.

Get Your Kredit Pegawai Today

 

Document requirements:

  • A statement letter for civil servant/Appointment letter as permanent employee*
  • A letter informing the latest salary/working period*
  • Recommendation letter from related official
  • A copy of employee card
  • A copy of valid ID card
  • A copy of Tax Identification Number (NPWP)
  • A copy of savings book

* In accordance with the employment state