Kredit Pegawai : SMBC Indonesia

Kredit Pegawai (Active Employee Loan)

It is a credit facility which is specially designed for active employees in institutions/business entities, companies.

This product offers payment installment period of up to 120 months with a maximum credit of Rp 300 million and easy payment process.

  • Installment
    • Installment is automatically taken from monthly salary
  • Easy & Quick*
    • Easy procedure
    • Customers will immediately receive the fund as soon as the documents and credit requirement are declared complete by the bank.
  • Flexible
    • Maximum loan up to Rp 300 million
    • Maximum installment period of 10 years
    • Top Up and Take Over from other bank facilities are available
  • Protection for inheritors
    The credit facility is insured and therefore when the debtor passes away, the inheritors can pay the remaining loans

 

*In accordance with the bank’s terms and conditions

 

For more information about the product, please click here.

Get Your Kredit Pegawai Today

 

Document requirements:

  • A statement letter for civil servant/Appointment letter as permanent employee*
  • A letter informing the latest salary/working period*
  • Recommendation letter from related official
  • A copy of employee card
  • A copy of valid ID card
  • A copy of Tax Identification Number (NPWP)
  • A copy of savings book

* In accordance with the employment state

Dampak Nyata

Program pemberdayaan adalah elemen yang terintegrasi dengan model bisnis kami. Dalam seluruh produk serta aktivitas, kami senantiasa berusaha untuk menciptakan kesempatan tumbuh dan hidup yang lebih berarti bagi seluruh nasabah SMBC Indonesia.

Erna Zurnimawati

“Selama menjadi nasabah SMBC Indonesia, saya banyak dibimbing oleh tim Daya, mulai dari pameran, coaching, dan banyak pelatihan online maupun offline.  Order pun berdatangan dari SMBC Indonesia.”