Giro : SMBC Indonesia

Current Account

Current Account is specially designed to support business activities of our individual and non- individual customers.

Product overview

  • It is a checking account equipped with cheque book and bilyet giro facilities
  • Accounts can be accessed through branch offices
  • Interest earned is taxed in accordance with government regulations
  • Minimum amount of initial deposit:
    • Individual customers: IDR 500,000
    • Non-individual customers IDR 1,000,000
  • Minimum balance: IDR Rp 1,000,000
  • Transaction information services are available through Notification (SMS and Email) related to account transactions. The provider that can be used by customers to obtain Notification services automatically is currently the GSM provider.

 

Customer terms & conditions

 

Get Giro Now

  • Available for individual and non-individual customers
  • Complete the account opening form and submit supporting documents that are required
  • Required documents:

Individual

  • Original ID card
  • NPWP (tax identification number) Card

Non-individual

  • Original ID card
  • NPWP (tax identification number) Card
  • Company documents, such as SIUP (business permit) and TDP (company registration certificate) 

 

Customers who need to get information, share advise or complaints regarding SMBC Indonesia products and/or services, can directly contact our Consumer Complaints Management Unit in the nearest SMBC Indonesia branch office or SMBCI Care on 1500365. 

 

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all SMBC Indonesia customers to grow and make a more meaningful life through our products and activities.

Erna Zurnimawati

"While being a customer of Bank SMBC Indonesia, I have been guided by the Daya team, starting from exhibitions, coaching, and many online and offline training sessions. I have also received orders from SMBC Indonesia itself"

Siti Rochanah

"I am able to manage my business finances and its online store as taught by Daya, and am often invited to participate in various exhibitions. The pinnacle of my achievement was being introduced to President Joko Widodo at an exhibition held by SMBC Indonesia, and my product, Iwaknyuzz, received an appreciation from him"

Adam Abdullah

"Through the Daya program, we also received capital support that helped us increase production capacity even further, through an easy and non-burdensome capital scheme. This business easily obtains adequate and measurable capital according to the capacity and ability of the business. We are grateful that WGB is now a market leader in the plus-size men's retail clothing business"

Agnes Sukenty Niken

“After receiving personalized coaching for 6 months from Daya SMBC Indonesia, starting from creating a business plan, ensuring the supply chain of raw materials, and scaling up the business itself. It turns out that running this business involves so many things that I had not previously thought. As of now, Ing Pawon's products are available in various modern retail outlets from Papua to Sumatra ”