supply chain financing : SMBC Indonesia

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Supply Chain Financing

SMBC Business Banking through our Supply Chain Financing product offers a comprehensive solution for our customers’s business expansion. Through this product, any transactions and cash flow with the customer’s partners can be managed and monitored through web-based application.

Through this financing structure, the bank is working together with the principal to provide financing facility to end user which consitss of sub-distributor, agent, retailer, or supplier from the related Principal.

The Supply Chain is a working capital solution to develop the potential of your business supply chain. Through this product, the SMBC Indonesia provides easy financing for you and your partner in transactions and cash flow.

Product Overview

Excellence

For Principal

  1. Timely payment of your sale to sub-distributor/retailer
  2. Increase sale capacity
  3. Increase liquidity
  4. Timely payment to supplier
  5. Increase efficiency in administration and collection process

For Retailer

  1. Increase liquidity
  2. Increase sale capacity
  3. Longer and more flexible term of payment
  4. Easier access and process to competitive credit facility
  5. More lenient collateral

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all SMBC Indonesia customers to grow and make a more meaningful life through our products and activities.

Erna Zurnimawati

"While being a customer of Bank SMBC Indonesia, I have been guided by the Daya team, starting from exhibitions, coaching, and many online and offline training sessions. I have also received orders from SMBC Indonesia itself"

Siti Rochanah

"I am able to manage my business finances and its online store as taught by Daya, and am often invited to participate in various exhibitions. The pinnacle of my achievement was being introduced to President Joko Widodo at an exhibition held by SMBC Indonesia, and my product, Iwaknyuzz, received an appreciation from him"

Adam Abdullah

"Through the Daya program, we also received capital support that helped us increase production capacity even further, through an easy and non-burdensome capital scheme. This business easily obtains adequate and measurable capital according to the capacity and ability of the business. We are grateful that WGB is now a market leader in the plus-size men's retail clothing business"

Agnes Sukenty Niken

“After receiving personalized coaching for 6 months from Daya SMBC Indonesia, starting from creating a business plan, ensuring the supply chain of raw materials, and scaling up the business itself. It turns out that running this business involves so many things that I had not previously thought. As of now, Ing Pawon's products are available in various modern retail outlets from Papua to Sumatra ”