Guardia Pintar

Traditional life insurance solution to protect children's education funds.

• Death Benefit is 105% of the total premium paid ⁽¹⁾ if the Insured dies within 2 Policy Years ⁽²⁾ or as much as the Sum Insured ⁽³⁾ if the Insured dies after 2 Policy Years ⁽²⁾

• Accidental Death Benefit ⁽⁴⁾ in the amount of additional 1 time of the Death Benefit ⁽⁵⁾

• Education Fund Benefit (as the final benefit of the contract) in the amount of 1 time of the Sum Insured ⁽⁶⁾ if the Insured is still alive at the End of the Coverage Date ⁽⁷⁾

• Short insurance period of 10 years with a choice of Rupiah and US Dollar currency

• Choice of payment method in Single Basic Premium & Annual Regular Basic Premium for the first 2 Policy Years

• Apply for a policy without a medical examination for a maximum Sum Insured of up to IDR 10,000,000,000 / USD 770,000.⁽⁸⁾

^{(1)    All premiums paid by the Policy Holder or Premium Payer and received by Allianz.
(2)    Policy year from the effective date of the policy.
(3)    In the amount of 100% of the Sum Insured if the Insured dies after 2 years from the Effective Date of the Policy, as stated in the Policy Data or Endorsement, if any.
(4)    When the Insured is guaranteed by more than 1 insurance policy issued by Allianz which provides insurance benefits in the form of death benefits due to an accident which are similar to the Death Benefits Due to an Accident in the Guardia PINTAR Policy (Education funds accompanied by Protection), then the Benefits for Death Due to Accidents that Allianz will pay for the entire policy (including the Guardia PINTAR Policy) is a maximum of IDR 10,000,000,000.
(5)    In the amount of 105%+105% of the total premium paid (if the Insured dies within 2 Policy Years) or 100%+100% of the Sum Insured (if the Insured dies after 2 Policy Years), as stated in the Policy Data or Endorsement , if any. Accidental Death Benefits will only be paid if the Insured dies within 90 days from the date of the Accident.
(6)    100% of the Sum Insured.
(7)    End of coverage date as stated in the policy data.
(8)    Policy submission for Insureds specifically for adults & have income with Simplified Issuance Offer (SIO) underwriting type. For policy applications with Sum Insured exceeding IDR 10,000,000,000/ USD 770,000, Full Underwriting will be imposed}