Cash Management AksesBisnis : SMBC Indonesia

Cash Management AksesBisnis@SMBCI

It is a feature to view your account balance information and transaction information on all your accounts. Transfer funds, both to SMBC Indonesia accounts and to other bank accounts, through SKN & RTGS, including multi credit, multi debit, and payroll features.

Account Information.

Assists you to view real time account balance information from all accounts (savings, current accounts and Supply Chain loans) that you have registered as the account to transact in AksesBisnis@SMBCI and see your daily account activity up to the last 60 days. In addition, you can also see the entire portfolio that you have in SMBC Indonesia (savings, current accounts, loans and deposits) in the Consolidated Statement menu.

Single Transfer.

You are able to make payments directly to other SMBC Indonesia accounts and to other bank accounts through SKN or RTGS.

Multi Credit.

Transfer from one account to multiple accounts in one transaction and run simultaneously in one time uploading data in accordance with the standard format of AksesBisnis@SMBCI. The beneficiary account can be other SMBC Indonesia account or other bank account.

Payroll.

Payments for employee salary can be done by uploading employee account data in advance in accordance with the format of AksesBisnis@SMBCI. The beneficiary account can be other SMBC Indonesia account or other bank account.

Multi Debit.

Transfer from your multiple accounts to one account in one transaction and run simultaneously in one time uploading data in accordance with the standard format of AksesBisnis@SMBCI. The beneficiary account must be a SMBC Indonesia account.

Payment Report.

Helps you to know the data on all payments that have been created, starting from the initial process until the payment is executed. You can download Payment Report in PDF or CSV format.

Transaction Report.

Helps you to know the details of every transaction that has completed so far, either success or fail. You can print Transaction Report or download in PDF or CSV format.

Email Notifications.

You are able to receive transaction notification emails according to the email address that you have registered on AksesBisnis@SMBCI and the beneficiary (transfer destination) also able to receive email notification of payments if the email address registered during the transaction process.

Effective cash flow management through web-based.
Safer transactions through multi-layer payment approval (Maker, Approval, Releaser) and the use of Token in the transaction releasement process.
A more flexible transaction time that can be done directly or scheduled in the future (future date transaction).

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all SMBC Indonesia customers to grow and make a more meaningful life through our products and activities.

Erna Zurnimawati

"While being a customer of Bank SMBC Indonesia, I have been guided by the Daya team, starting from exhibitions, coaching, and many online and offline training sessions. I have also received orders from SMBC Indonesia itself"

Siti Rochanah

"I am able to manage my business finances and its online store as taught by Daya, and am often invited to participate in various exhibitions. The pinnacle of my achievement was being introduced to President Joko Widodo at an exhibition held by SMBC Indonesia, and my product, Iwaknyuzz, received an appreciation from him"

Adam Abdullah

"Through the Daya program, we also received capital support that helped us increase production capacity even further, through an easy and non-burdensome capital scheme. This business easily obtains adequate and measurable capital according to the capacity and ability of the business. We are grateful that WGB is now a market leader in the plus-size men's retail clothing business"

Agnes Sukenty Niken

“After receiving personalized coaching for 6 months from Daya SMBC Indonesia, starting from creating a business plan, ensuring the supply chain of raw materials, and scaling up the business itself. It turns out that running this business involves so many things that I had not previously thought. As of now, Ing Pawon's products are available in various modern retail outlets from Papua to Sumatra ”