Guardia Rencana Syariah : SMBC Indonesia

Guardia Rencana Syariah

Traditional life insurance solution for future financial plan protection

  • Death benefits 105% of the total contributions paid plus savings balance

 

  • Death benefits due to an accident is in the form of an additional death benefit of 105% of the total contribution paid

 

  • Benefits of the PLAN Stage: 

    • At the end of the 11th policy year, the value of the savings balance available at the end of the 11th policy year if the insured party dies or dies as a result of an accident after 2 years

    • At the end of the 11th policy year, the value of the savings balance available at the end of the 11th policy year; and at the end of the 18th policy year, 60% of the insurance compensation if the insured party is still alive until the insurance end date

 

  • Choice of the Waqf feature with a maximum that can be donated 45% of the insurance compensation value and/or 30% of the savings balance

 

  • Benefits of exemption from contribution payments if the insured party dies after 2 years

 

  • Short insurance period of 18 years with periodic contribution payments during the first 8 policy years

 

  • Submit a policy with a health statement but without a medical examination for a maximum insurance compensation of up to IDR 1,500,000,000